Mobile payment is a popular method for making payments in China, but has yet to catch on as much in the United States. This is due to a variety of factors, including the lack of merchant acceptance, existing regulations, and cultural differences. Additionally, the US market is less open than the Chinese market, and the US banking system is more complex. Finally, US consumers have a strong reliance on cash and credit, making them less likely to adopt mobile payments. In order to increase usage, US companies need to focus on increasing merchant acceptance, launching promotions, and educating consumers about the benefits of mobile payments.